Many Americans are still wondering: Is another $1400 stimulus check on the way in May 2025? While there isn’t a new federal stimulus approved by Congress this month, millions of people are still eligible to receive the previous $1,400 stimulus payment—but through a lesser-known method called the Recovery Rebate Credit. Here’s everything you need to know.
What Is the $1400 Stimulus Payment?
This $1,400 payment was part of the American Rescue Plan Act of 2021, commonly referred to as the third round of stimulus checks. Although most Americans received this automatically in 2021, many individuals either didn’t receive it or were underpaid. If you missed out, you still have a chance to claim it by filing your 2021 tax return.
Who Is Eligible for the $1400 Stimulus (via Recovery Rebate Credit)?
To be eligible for this payment in May 2025, you must:
Have been eligible for the third stimulus check in 2021 but did not receive it.
Not exceed the income limits below:
Filing Status Full Payment Income Limit Phase-Out Ends
Single Up to $75,000 $80,000
Married Filing Jointly Up to $150,000 $160,000
Head of Household Up to $112,500 $120,000
Have a valid Social Security Number (SSN).
Be a U.S. citizen or resident alien in 2021.
Not be claimed as a dependent by someone else.
How to Claim the $1400 Payment in 2025?
If you haven’t received your $1,400 check or only got a partial amount, you can still claim it by:
Step-by-Step Guide:
1. File a 2021 Tax Return
Use IRS Form 1040 or 1040-SR.
Even if you had no income in 2021, you must file to claim.
2. Enter the Recovery Rebate Credit on Line 30
This is where you enter the amount you’re eligible for.
The IRS will calculate and issue your payment if you’re qualified.
3. File Electronically
This speeds up processing and helps ensure accuracy.
Deadline:
May 17, 2025 is the deadline to file your 2021 tax return and still claim this credit.
State-Level Stimulus Checks in May 2025
Several U.S. states have launched their own relief payments in 2025, especially for low- and middle-income families.
1. Minnesota
Sending out $1,400 checks to qualifying residents who filed 2024 state taxes before April 30, 2025.
2. New Jersey
Expanding the ANCHOR Property Tax Relief Program.
Low-income renters and senior citizens are receiving direct deposits or checks.
3. California
One-time relief payments for essential workers, low-income households, and undocumented residents using state surplus funds.
> Tip: Check your state’s official government or tax portal to see if similar benefits are available.
How Will I Receive the Payment?
Direct Deposit: If the IRS or your state has your banking information.
Paper Check or Debit Card: If no direct deposit info is available.
IRS “Where’s My Refund” Tool: Track your federal rebate.
State Tax Portal: For state-level payments and updates.
Frequently Asked Questions (FAQs)
Q1. Can I still get the $1400 stimulus if I didn’t file in 2021?
Yes, but you must file your 2021 tax return by May 17, 2025.
Q2. Will Social Security recipients get it?
Yes, SSI, SSDI, and Social Security beneficiaries were eligible in 2021. If you didn’t receive it, claim the credit.
Q3. Is this a new stimulus payment for 2025?
No. This is not a new payment, but an unclaimed credit from 2021 being claimed now.
Final Thoughts
If you or someone you know missed out on the $1,400 stimulus check back in 2021, May 2025 is your last chance to claim that money by filing a 2021 tax return. Plus, keep an eye on your state’s programs—they may have their own relief checks rolling out this month.
Don’t leave money on the table. File before the deadline and check both federal and state sources for additional benefits!