IRS Stimulus Checks & Social Security Updates 2025 : How to Claim or Track All These Payments

As of April 2025, millions of Americans may be eligible for important federal payments—ranging from $1,400 stimulus checks to disability checks with a COLA increase, and even Social Security back pay under new legislation. Here’s a complete guide to help you track, understand, and claim your benefits.

Where Is My $1,400 Stimulus Check?

If you’re wondering about your stimulus payment, you’re not alone. The IRS has been issuing up to $1,400 to qualifying individuals as part of economic support measures in 2025.

How to check your payment:

Use the IRS “Get My Payment” tool at irs.gov.

Have your SSN, date of birth, and mailing address ready.

The tool is updated daily—no need to check more than once a day.

Who Qualifies for the Stimulus Payment in 2025?

Generally, you may qualify if:

You filed taxes for 2023 or 2024.

Your adjusted gross income (AGI) is below $75,000 (individual) or $150,000 (married couples).

You are not claimed as a dependent on someone else’s tax return.

COLA Boost for Social Security Disability Payments

April 2025 comes with good news: a 2.5% Cost-of-Living Adjustment (COLA) is now included in Social Security Disability (SSDI) payments. This means a modest but helpful increase in your monthly income.

Average SSDI payment: now approx. $1,537/month.

Payments are automatically adjusted—no action needed on your part.

Social Security Payment Dates in April 2025

Here’s when you can expect your payment based on your birthdate:

1st–10th: 2nd Wednesday (April 9)

11th–20th: 3rd Wednesday (April 16)

21st–31st: 4th Wednesday (April 23)

SSI Payments: 1st of the month (April 1)

Mark your calendar!

The Social Security Fairness Act 2025: Big Changes

Signed into law in January 2025, this act repeals WEP and GPO, which previously reduced Social Security benefits for public sector employees.

Who benefits?

Retired teachers

Firefighters

Police officers

Other public workers with non-covered pensions

This law ensures fairer treatment and more money in your pocket.

Social Security Owes Back Pay: Are You Eligible?

Thanks to the new law, over 1 million Americans are already receiving retroactive payments.

Average payout: $6,710

Total back pay disbursed: Over $7.5 billion

Payments started in March 2025

If you’re eligible, you’ll receive your money automatically—but you can also contact the SSA for updates.

How to Claim or Track All These Payments

For stimulus checks:

Use the IRS tool linked above.

For SSDI and SSI benefits:

Nothing needed—updates happen automatically.

For Social Security back pay:

Payments are being processed.

If you think you’re eligible but haven’t received anything, call SSA at 1-800-772-1213.

Frequently Asked Questions (FAQs)

Q1. How do I know if I’ll get the $1,400 stimulus?

If your income is below the threshold and you filed your taxes, you’re likely eligible. Use the IRS tool to check.

Q2. Do I need to apply for the COLA increase?

No, the COLA increase is automatic. It will show up in your April payment.

Q3. What is the WEP/GPO, and why does it matter?

They were rules that reduced Social Security payments for some public workers. Now they’re repealed, so more people will get their full benefits.

Q4. When will I get my Social Security back pay?

Payments began in March 2025 and are ongoing. If you’re eligible, you’ll be paid automatically, but it may take a few months to process all cases.

Q5. What if I didn’t file taxes recently—can I still get the stimulus?

Possibly. You may need to file a 2024 tax return to ensure the IRS has your current info.

Final Tip: Stay up-to-date by checking the IRS and SSA websites. If you believe you’re owed money or didn’t receive a payment you qualify for, don’t hesitate to reach out to them directly.