Millions of Americans rely on monthly payments from the Social Security Administration (SSA), including retirees, individuals with disabilities, and SSI recipients. If you’re expecting a benefit this April, staying updated on the payment dates is essential for managing your budget.
Social Security April 2025 Payment Schedule
SSA issues payments based on the beneficiary’s date of birth, typically on Wednesdays. Here’s the April 2025 schedule:
April 1 (Tuesday) – SSI recipients will receive their payments
April 9 (Second Wednesday) – Birthdays between the 1st and 10th
April 16 (Third Wednesday) – Birthdays from the 11th to 20th
April 23 (Fourth Wednesday) – Birthdays between the 21st and 31st
Note: Those receiving both SSI and Social Security will get their SSI on April 1 and their regular Social Security benefit on their assigned Wednesday.
Will Payments Arrive Early in April 2025?
There are no federal holidays impacting the April payment schedule, so early deposits are not expected. However:
If your scheduled date falls on a holiday or weekend, you’ll get paid on the prior business day
Direct deposit ensures quicker access to funds compared to paper checks
What to Do If Your Payment Is Late
If your benefit hasn’t been deposited on time, follow these steps:
Check your bank account for any processing delays
Review your direct deposit details via your mySocialSecurity account
Contact SSA directly at 1-800-772-1213 or TTY 1-800-325-0778
Who Is Paid on April 1?
SSI recipients (Supplemental Security Income)
Individuals who began receiving Social Security before May 1997, as they receive their payments on the 3rd of each month
April 2025 COLA Increase Impact
The Cost-of-Living Adjustment (COLA) for 2025 is anticipated to be between 2.6% and 3.2%. This means:
Retirees might receive an extra $40–$60 monthly
SSDI recipients could see an increase of $30–$50
Final figures will be announced by the SSA in late 2024.
SSDI Payment Schedule for April 2025
The Social Security Disability Insurance (SSDI) payment schedule is the same as for retirement benefits:
April 9 – Birthdays from 1st to 10th
April 16 – Birthdays from 11th to 20th
April 23 – Birthdays from 21st to 31st
Switching to Direct Deposit
Want to move from paper checks to direct deposit? Here’s how:
1. Log into your mySocialSecurity account
2. Navigate to “Benefits & Payments”
3. Choose “Payment Options” and update your details
Frequently Asked Questions
Q1: When do Social Security payments usually show up?
Typically, deposits appear by 6 a.m. EST on the payment date.
Q2: Is Social Security running out of funds?
No. Funding is secured through 2035, though some changes may be required in the future.
Q3: Can I get my payment ahead of time?
Only if your scheduled date falls on a holiday or weekend.
Q4: What if my bank doesn’t show the deposit?
Wait up to 3 business days, then contact SSA if it’s still missing.
Q5: Will I get two SSI payments in April?
No. Only one SSI payment is made each month, and for April 2025, it’s scheduled for April 1.
Q6: Will tax season affect my payment timing?
No. Filing taxes does not delay Social Security benefits.
Q7: Can I track my deposit?
Yes, via your mySocialSecurity account or your bank’s mobile app.
Q8: What if I don’t receive any payment by April 30?
Immediately contact SSA to report a missing payment.
Final Thoughts
The April 2025 Social Security payments follow the usual schedule with no early releases expected. Make sure to check your assigned date based on your birth date, and log in to your SSA account for real-time updates.
Need assistance? Contact SSA at 1-800-772-1213 or visit ssa.gov.