As 2025 approaches, Social Security beneficiaries across the United States are eagerly anticipating the first payments of the year, which will include the annual Cost of Living Adjustment (COLA). With the holiday season stretching family budgets thin, many recipients are keen to know exactly when their payments will arrive.
Payment Dates and Adjustments for the New Year
Social Security payments typically follow a fixed monthly schedule, based on eligibility categories such as Supplemental Security Income (SSI), retirees who began receiving benefits before 1997, and other beneficiaries based on their birth dates. However, the start of 2025 brings an exciting change: the first SSI payment will be issued earlier than usual due to the New Year’s Day holiday.
Here’s what you need to know:
The first SSI payment of 2025, originally scheduled for January 1, will be distributed on December 30, 2024 (Monday). This early payment is particularly helpful for beneficiaries who rely on this financial support during the holidays.
Regular Social Security payments for retirees, disabled individuals, and veterans will follow the usual staggered schedule throughout January, based on recipients’ birth dates
Social Security Payment Calendar for Early 2025
Month Payment Date Payment Type
January December 30, 2024 SSI
January 3, 2025 Retirees before 1997
January 8, 2025 Born 1st–10th
January 15, 2025 Born 11th–20th
January 22, 2025 Born 21st–31st
February January 31, 2025 SSI
February 3, 2025 Retirees before 1997
February 12, 2025 Born 1st–10th
February 19, 2025 Born 11th–20th
February 26, 2025 Born 21st–31st
March February 28, 2025 SSI
March 3, 2025 Retirees before 1997
March 12, 2025 Born 1st–10th
March 19, 2025 Born 11th–20th
March 26, 2025 Born 21st–31st
What to Expect
For beneficiaries who rely on SSI, the early distribution on December 30 will provide financial relief just in time for the New Year. Other beneficiaries can expect their payments to follow the regular staggered schedule, ensuring predictability for retirees, disabled individuals, and veterans.
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